7 Dumbest ways you wasting your money

by Mapping Returns
the most dumbest ways you loosing your money unconsciously

It costs twice as much these days to fill up your gas tank. The grocery bill rises every week. Do kids need new shoes? Break out another couple hundred bucks.

Your budget is bleeding, thanks to inflation. How to stanch that financial hemorrhage? Hint: You can’t do it with thrift alone.

Sure, being frugal help. But you can’t coupon your way to solvency; brown-bag lunches or bringing your own coffee can get you only so far in an era of inflation.

Instead, look for the bigger-ticket savings. Here are several common ways that people overspend without knowing.

1. You’re letting home repairs drain your savings.

Having homeowners insurance is essential – but it also isn’t enough. Your house is full of systems and appliances that can (and will!) break down and aren’t covered by homeowners insurance. Finding a reputable repair company on short notice can be challenging, and the costs can be terrifying – especially if two or three things break down in the same year.

Don’t struggle to pay for repairs. Protect yourself against them with help from Select Home Warranty. The company offers three levels of coverage for your appliances and heating/cooling, plumbing and electrical systems.

When something goes wrong due to normal wear and tear, you just call Select Home Warranty, day or night. The company has a vast network of reputable repair folks who will fix what’s wrong.

And if they can’t fix it? Select Home Warranty will replace it. All that you pay is a service fee.

You don’t need a home inspection to qualify for a warranty, and there’s no limit to the number of claims you can file. Right now, Select Home Warranty offers $150 off plans, two months for free and free roof leak coverage.

Don’t let expensive home repairs drain your bank account. Get a free quote in 30 seconds.

2. You’re not diversifying your portfolio

Worried about the stock market? Before disaster strikes, be prepared.

Gold is here to help. From precious metal IRAs to direct purchases of precious metal coins and bars, Goldco can help you diversify and safely grow your retirement portfolio.

Gold is a safe haven for investors, and for a good reason. Gold is a physical commodity, not a form of currency. It can’t be printed like money, and its value is not impacted by interest rate decisions made by the government. Gold can be stored indefinitely and is a proven long-term hedge against inflation.

Goldco is a trusted leader in the precious metals industry. It’s been around for over a decade. It has been recommended by celebrities like Fox News talk show host Sean Hannity, Chuck Norris and even former presidential candidate Ron Paul.

They have an A+ BBB Rating, AAA Rating from Business Consumers Alliance and 4.8 to 5 stars on Trustpilot, Trustlink, Google Reviews and Consumer Affairs. You’ll even receive up to $10,000 in free silver on qualified purchases.

Protect your wealth with gold today. Request your free information kit now.

3. You’re wasting thousands on auto repairs

The average age of U.S. vehicles is now 12.1 years. Better to have a paid-for jalopy than an expensive monthly car payment, right? But like us, cars start to fall apart as they age – and the most expensive issues usually happen after the manufacturer warranty expires.

But don’t worry: Endurance has your back.

The company offers “vehicle service contracts” (similar to auto warranties) for cars up to 20 years old. Choose six plans to get the necessary coverages (and skip the ones you don’t).

All six plans feature 24/7 roadside assistance (via phone or mobile app), plus a rental car benefit if your car needs to stay in the shop. You’ll also get one year of free value from the Elite Benefits program when you join. Which includes a collision waiver, full tire coverage, key fob replacement, and a benefit of $1,000 if your car is considered a total loss.

Choose your repair facility from more than 350,000 ASE-certified shops across the country. Endurance pays for repairs upfront, so all you need to cover is the deductible.

ConsumerAffairs.com calls Endurance Warranty “a solid choice” for all drivers. The site also notes that Endurance is “particularly appealing to those with older cars” – which is just about everybody nowadays.

Stop worrying about expensive auto repairs. Get your fast, free quote today.

4. You’re losing $700 a year on car insurance.

Auto insurance is a must. Do you know what isn’t a must? Paying too much for coverage.

When you switch to Progressive auto insurance, you can save up to $700 – not just initially, but every year. Imagine what you could do with an extra $700 in your budget.

Emergency fund? Extra payment against your mortgage? Retirement planning? It’s your call. The point is, those are dollars that are now working for you instead of for someone else.

Incidentally, a cheaper premium doesn’t mean you lose out on protection. Progressive is known for its robust coverage. Request your free quote now and see how much you can save this year and every year.

5. You’re still paying credit card interest.

Credit card debt ballooning faster than you can pay it off? You’re not alone. Between 2018 and 2020, U.S. consumers paid approximately $120 billion per year in credit card fees and interest.

On average, that’s about $1,000 per household! Think of what you could have done with those dollars. Stop throwing away all that interest money, with help from Freedom Financial Network.

Freedom Financial Network can pull you out of the financial quicksand. One of the ways that they do that is through debt consolidation, which means combining all of your debt into a single loan. (With a single monthly payment, which is a plus for those with multiple cards: No more missed-payment late fees.)

You won’t have to pay anything upfront to sign on with Freedom Financial Network. The company has an A+ rating with the Better Business Bureau, so you have nothing to lose — except your debt.

Cancel your debt now! Get a free, no-obligation consultation today.

6. You’re not saving enough for retirement

A study by investment firm Vanguard found that, on average, a $500,000 investment over 25 years would grow to $1.7 million if you manage it yourself, but more than $3.4 million if you work with a professional.

Of course, there are no guarantees a professional will do better than you, but with that much at stake, it would be crazy not to at least check it out. If nothing else, they can help you create a plan. Maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.

These days, no-cost online services make it easier than ever to find trustworthy financial advisers in your area. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes a few minutes, and in many cases, you’ll be connected with an expert immediately for a free retirement consultation.

Nothing to lose, lots to potentially gain: Take a minute and check it out right now!

7. You’re leaving behind $1,000 every year

If there was just one easy thing you could do every day to save money and create wealth, you’d do it, right?

Here it is: Take just five minutes every day and check out the free Mapping Returns Newsletter. More than a million Americans have, and they’ve reported saving an average of $991.20 each by checking our news and advice.

Get the best tips and advice to make, save, and grow your money daily.

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